Fixer-Upper Financing Options
Offered by Better Building Construction – Your Partner in Construction & Financing Solutions
Thinking of turning a fixer-upper into your dream home? At Better Building Construction (BBC), we simplify the renovation journey by offering end-to-end solutions that include flexible financing options and professional construction services. Whether you’re buying a home that needs cosmetic upgrades or undertaking a major structural overhaul, BBC connects you to trusted lenders and provides licensed contracting support every step of the way.
Loan Funding for Home Rehabilitation – Powered by BBC
Loan funding for home rehabilitation gives homeowners practical, flexible ways to improve or restore their properties. Private and non-traditional loan options are especially valuable for those who may not meet conventional bank requirements. These programs offer quicker approvals, adaptable terms, and funding tailored to a wide range of renovation needs—from foundation repairs and energy-efficient upgrades to kitchen remodels and full rebuilds.
Better Building Construction (BBC) bridges the gap between financing and construction by partnering with top-tier national and local lenders. We help you secure the best loan product for your project and then provide expert licensed construction services to bring your vision to life.
Our Trusted Lending Partners Include:
- Guild Mortgage and loanDepot – Offer comprehensive renovation mortgage programs that combine the cost of purchasing or refinancing a home with renovation expenses in a single, convenient loan.
- Rocket Mortgage – Delivers fast, online-driven home improvement loans with fixed-rate options, perfect for homeowners looking for a streamlined and efficient financing process.
- Supreme Lending – Known for personalized customer service and a wide range of home renovation loan options, including FHA 203(k) and conventional renovation loans, helping borrowers of all backgrounds access competitive financing with confidence.
Primary Renovation Loan Programs Offered Through BBC:
FHA Streamline 203K Loan
Perfect for homes needing non-structural upgrades with renovation budgets up to $35,000.
Eligible Improvements Include:
- Lead paint or mold remediation
- Kitchen and bathroom remodels
- Flooring and appliance upgrades
- Roof, window, and siding repairs
- HVAC, plumbing, and electrical system updates
- Accessibility modifications
FHA Full 203K Loan
Ideal for extensive or structural renovations. Requires oversight from a HUD consultant.
Eligible Projects Include:
- Room additions or removing load-bearing walls
- Foundation repairs and structural fixes
- Site grading, drainage, and erosion control
- Pest or termite damage repair
Fannie Mae HomeStyle Renovation Loan
A conventional alternative available for primary, secondary, and investment properties. Great for buyers looking for flexibility beyond FHA guidelines.
Eligible Improvements Include:
- Detached garages, ADUs, or pool houses
- Outdoor kitchens, fireplaces, and pools
- Final finishes for 90%-completed new builds
Financing After Bankruptcy or Foreclosure
We understand that financial setbacks happen. BBC works with lenders who offer programs like FHA’s Back to Work, allowing eligible buyers to reapply just 12 months after a major credit event. Fannie Mae also offers reduced waiting periods to help you reenter the housing market sooner.
FHA vs. Fannie Mae HomeReady Loans – Know Your Options
Fannie Mae HomeReady:
- 3% down payment
- Income from all household adults can be used
- Income cap: 80% of area median income
FHA Loans:
- 3.5% down payment
- No income limits
- Available to first-time and repeat buyers
- Down payment assistance and seller-paid costs allowed
Construction, Inspections & Project Management by BBC
As licensed contractors, BBC not only helps you secure financing but also delivers on-site support, including:
- Property inspections
- Permit coordination
- Scope of work planning
- Full project management from start to finish
Let’s Build Your Future Together
Whether you’re purchasing your first home, investing in a rental, or restoring a property with potential, Better Building Construction is your all-in-one solution for financing and construction. With deep industry expertise and partnerships across trusted lending networks, we’ll guide you from loan approval to project completion—building value and comfort along the way.
Contact Us Today
Phone: (510) 240-9802
Email: info@buildingbetterconstruction.com
Let’s build something better—together.